How Much to Save Per Month — Savings Goal Calculator

Have a target in mind? Enter your goal, what you've saved, an expected return and your deadline to see how much to put aside each month.

Savings goal ($)

Already saved ($)

Annual return (%)

Months to reach it

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How it works

It accounts for what you already have (and its interest) then works out the monthly amount needed by your target date.

If the monthly figure feels too high, extend your deadline or lower the target.

Does it include interest? +

Yes — growth on both current savings and future contributions.

What return should I use? +

1–4% for savings; more for investments, but nothing is guaranteed.