Mortgage affordability calculator � how much house can I afford?

📅 2 August 2026By Fynzo

Before house hunting, it helps to know what you can realistically afford. This calculator estimates a recommended maximum purchase price.

Key inputs

Gross monthly income, recurring monthly debts, expected down payment, interest rate and loan term. Optional: property tax and insurance.

We compute common lender ratios (front-end and back-end) to return a practical maximum price and expected monthly payment.

Increase down payment, reduce debts, or improve your credit to increase affordability. Always add a buffer for closing costs.

Run your own numbers in seconds � free, no sign-up.

⚠ Remember: this is general educational information, not professional advice. See our disclaimer.